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If you’re a homeowner, I highly recommend that you get the loss of rent coverage that comes with your liability coverage on your homeowners policy.

I advise this because we recently had a big fire here in Honolulu, and it affected about 400 units of the building it was in. Though the fire was on the 28th floor of that building, it affected all the units below it because the water that the fire department shot into the unit that was on fire flowed directly downward.

“If an emergency happens, don’t get caught without loss of rent coverage.”

They’re still not letting people back into the affected floors of that building. In the meantime, the people whose units were affected that don’t have loss of rent coverage don’t have any rents coming in. Their HOA fees and mortgage payments, however, are still due.

If you have any more questions about how loss of rent coverage can help you as a homeowner, don’t hesitate to reach out to me. You can also reach out to Bradley Maruyama at Allstate for a free quote.

Thanks and aloha!

Posted by: hipacific on November 7, 2017
Posted in: Uncategorized